ESTATE PLANNING AFTER A SECOND MARRIAGE

ESTATE PLANNING AFTER A SECOND MARRIAGE

Marrying again makes estate planning more involved. How do you provide for everyone you love? Should you provide for everyone you love? How do you arrange to transfer wealth in a way that won’t hurt the feelings of certain heirs?  

ESTATE PLANNING FOR YOUR DIGITAL ASSETS

ESTATE PLANNING FOR YOUR DIGITAL ASSETS

Social media and email accounts. Creative works, photos and keepsakes kept on home computers, the cloud or external storage drives. E-commerce accounts. Domain names. Bitcoin. These are all examples of digital assets. You will manage them closely as long as you live – but what will happen to them once you die?

RETIREMENT PLANNING CAN START WITH AN IRA

RETIREMENT PLANNING CAN START WITH AN IRA

Sooner or later, people decide to start saving and investing for retirement. When that starting point arrives, taking that “first step” can seem like a big deal. Opening an Individual Retirement Account (IRA) amounts to an easy “first step” in retirement saving for many.

TAX EFFICIENCY IN RETIREMENT

TAX EFFICIENCY IN RETIREMENT

Will you pay higher taxes in retirement? Do you have a lot of money in a 401(k) or a traditional IRA? If so, you may receive significant retirement income. Those income distributions, however, will be taxed at the usual rate. If you have saved and invested well, you may end up retiring at your current marginal tax rate or even a higher one. The jump in income alone resulting from a Required Minimum Distribution could push you into a higher tax bracket.